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Finance Enquiry Terms

How finance estimates and applications are handled, and what they do and do not represent.

Awaiting qualified legal review

This legal document is stored as an editable draft and has not been signed off by qualified legal counsel. It must be reviewed for your contracting entities and customer jurisdictions before you rely on it in production.

Contracting entity: the seller named on your invoice. Where an order is placed with a different MOTORS EU entity, that entity is named on the invoice and in the order confirmation.

Estimates

The calculator produces illustrative estimates from the figures you enter, with the assumptions shown. An estimate is not an offer of credit, an approval or a quotation of rates.

Applications

Submitting an enquiry records your requested terms and the information you provide, assigns it to our finance team, and opens a decision history you can follow in your account. You may withdraw the enquiry before a decision is recorded.

Assessment

Any real offer depends on affordability and credit assessment and on the vehicle's age, mileage and value. Where the arrangement amounts to regulated credit, it is provided by an appropriately authorised partner under its own terms.

Your information

Financial information you provide is used to assess your enquiry and is retained with the application. Supporting documents are stored privately.